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Posts Tagged ‘Apple’

PrivateRiskAdvisor
Perhaps it is the result of growing up in a household that regarded “Murphy’s Law” as gospel —- but I am almost manic in expecting (and preparing for) the unexpected.  While the “unexpected” does not occur to any of us with great frequency, when “it” does I am rarely caught off guard, or without a plan on how to address it (whatever it may be).  This “be prepared for the sky to fall” tendency has earned me many nicknames, none of which are ever intended as a compliment.  According to the online test “Are You a Worry Wart”, my score, while not off the charts, does suggest I am naturally inclined to help others at least consider preparing for the wide range of risks that those who are not “worry warts” are neither concenred about nor often even aware of.   You want me worried. You NEED me worried.

So my latest worry – for you, and all who you know – is what can happen to all of the data on your smartphone should your phone ever become stolen or misplaced.  Why this issue?  Because I not only recently lost my iPhone, but much worse, I had no plans in place to protect the data that was on it from mis-use.  I make this admission with great shame, and can assure all my friends and family are having great fun at my expense. While this blunder has cost me several nights sleep, I have learned from my mistake, and you can too.  Of course, you can also just resolve to never lose your smartphone (or have it stolen).  That did not occur to me….  

Although I did not know WHAT steps to take to secure the large amount of personal data on my phone (it had NO client info!!), I did know WHO to turn to for expert guidance.   I met Ondrej Krehel of Identity Theft 911 awhile ago through an introduction arranged by Chubb.  Krehel and his colleagues provide highly customized identity protection and data risk management solutions for a wide range of business and organizations.  Identity Theft 911 has a great website that features a “Knoweldge Center” full of valuable insights.  Of course, this firm can be of greatest assistance to the organizations they serve when they have the opportunity to provide their services before an intrusion occurs.  Similarly, while Krehel also authors a great blog full of helpful ideas, I only wish I had learned about how he can help me protect my data before I lost my iPhone

I encourage EVERYONE who has not lost a smartphone to review the “low tech” and “high tech” suggestions Krehel offers on what can be done to protect your data before it is ever lost or stolen.  Use this link to read “Your Smarter Smartphone” posted on Krehel’s blog, and be sure take the time to view his many other insightful posts.   Should you wish to learn more about Identity Theft 911 and the wide range of their capabilities, I’d be happy to arrange an introduction.

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It is no secret that financially successful families are often early adopters of all the new must-have home technology products rushed to market each holiday season.  What few early adopters realize is the degree to which many of these new products provide new and easy opportunities for those in the “hacking community” to run familiar scams to steal identities, credit card information, etc. In a Dec 26 article titled Gadgets Bring New Opportunities for Hackers, The New York Times provides great insights on how many new technology products are exposing consumers to this growing risk.

Love your i Phone and i Pad?  The Wall Street Journal reported Dec 18 that many popular apps for both products help to share user data widely and freely without the user’s knowledge. It seems Apple assigns a Unique Device ID to the devices it sells that enable others to track how the devices are used.  This article in the Dec 28 edition of The New York Times by Reuters summarizes the class action lawsuits Apple is facing.  

With all of this unsettling news, consumers should minimally examine the protection they are provided by their insurance program for the risks of identity theft and restoration.  Extra attention for taking prentative steps should also be considered.

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My father is adamant: each morning after the coffee has been finished, the coffeemaker must be unplugged. It seems a fireman told him 30 years ago they caused fires, lots of ‘em, and the O’Brien clan doesn’t like fire — not even in fireplaces.

Well, after paying a claim caused by a fire in one of their policyholder’s homes, Chubb has brought a lawsuit against Apple, alleging the house fire was the result of a faulty computer charger. The suit further alleges Apple had received numerous complaints alerting them to heating, burning and sparking problems with the MagSafe adapters used to charge Macintosh computers.

Unlike a Macbook, my father’s coffeemaker does not need charging, so un-plugging the coffeemaker when not in use actually IS a real option.  

A copy of the complaint is available here.

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