According to researchers from the U.S. Geological Survey, more than 143 million people residing in the lower 48 United States are vulnerable to earthquakes. The risk for those on the Pacific coast is well known, but those residing in the Rockies, Midwest, New England and parts of the Southeast also face an elevated risk. More alarming is the fact the study does not factor in earthquakes attributed to oil and natural gas “fracking” activities. While the U.S. Geological Survey site is very technical, we offer this link that summarizes their recent findings should you wish to learn more.
We share the news of this report not to create undue alarm, but as a reminder that homeowners insurance policies do not provide coverage for damage to your residence that is caused by earth movement. As with most risks, insurance coverage for earthquake and other earth movement is available and worth considering. To learn more about your options contact your personal risk advisor.
Private Risk Advisor 
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