Biggest DIY Planning Error
Thanks largely to the skillful manipulation of modern advertising, we live in a product focused culture. With an increasingly low level of trust for the sales process, many consumers have become DIY shoppers in search of products receiving 5 star reviews in a quest to uncover the “best deal”. The powerful confluence of advertisers and search […]
Simon Sinek: Lessons from the ‘hood?
In his book “Start With Why”, author Simon Sinek offers readers many insights, with none more important than this one: “If you talk about what you believe, you will attract those who believe what you believe.” Sinek’s book essentially details the research that helped him to arrive at this groundbreaking “discovery”: more important to consumers […]
Drive Safely — and Look Out for the Other Guy!
As a newly licensed driver, those were the words I heard from my mother each time I left the house. While I did not know exactly just what the “other guy” was capable of, I was always on the lookout! Many I speak with wonder why the cost to insure their car is what it is […]
The “New Chubb” : Emphasizing Craftsmanship
Having just completed the acquisition of Chubb, ACE will adopt the Chubb name globally, and parent company Chubb Limited is listed under the symbol “CB” on the New York Stock Exchange and is a component of the S&P 500 index. The “new Chubb” has become the world’s largest publicly traded property and casualty insurance company, […]
Accepting the Impact of Climate Change
Neither a scientist nor climatologist, I do not have firm views on why our global climate is changing. Meanwhile, it surprises me how many continue to deny our global climate IS changing. Hopefully, a new report issued by the UN Office for Disaster Risk Reduction (UNISDR) and the Belgian-based Centre for Research on the Epidemiology […]
The Demise of The Middleman
The Internet will eliminate many of the “Helper” businesses whose sole value is that or a mere intermediary or conduit. Source: The Demise of The Middleman
Hundred Year Floods ….Every Decade?
A study by a noted hydrologist earlier this year of major Midwestern rivers in the Journal of Earth Science found that Federal Emergency Management Agency (FEMA) and the U.S. Army Corps of Engineers (USACE) have grossly underestimated the threat of severe floods in many communities. The implications of the error are alarming, as calculations of flood […]
Learn THIS About Your Insurance Carrier(s) !
Purchasing an insurance policy enables us to shift the financial risk of paying for certain losses to an insurance carrier in exchange for the premiums we remit. The terms and conditions of the transaction are detailed in a legal contract, or the insurance policy we receive. Knowing how hard it is for consumers to compare […]
Back-To-School: Protect More Than Just Their Stuff !
This time each year, it seems the media is full of back-to-school protection tips advising parents and college students on how to protect their “stuff”. While the guidance is helpful, these tired articles commonly ignore the host of emerging risks that can expose a family’s assets and jeopardize the welfare of their child. Every […]
What We Learned at Dinner with Warren Buffett
I don’t often re-blog another’s post, but this is from a brilliant writer and is well worth sharing.