What’s Driving My Auto Insurance Rates?
The rising cost of auto insurance is a source of frustration for most of us. Many I speak with want to know how insurance companies determine the premiums they charge, and why those costs are rising. Insurance companies use actuarial science to analyze a lot of data to help them assess the probability of a […]
New Automobile Safety Features: Safer?
While the answer is a resounding YES, there is a catch. Not surprisingly, the impressive new safety features in modern vehicles first requires the driver to learn how to properly use those features. Perhaps because old habits die hard, many motorists are not deriving a benefit from each of the safety features their vehicle provides. […]
Is 2FA a PITA?
A much bigger PITA is having your private information “hacked”, and then realizing 2FA could have prevented the pain. If you do not already use 2 Factor Authentication, your information is much more vulnerable than it would be with 2FA. Keeping track of passwords is another common PITA. Password manager utilities are a much better solution […]
Make THIS Your New Year Resolution
With Thanksgiving over, the New Year is fast approaching. From a personal risk management perspective, I can share there is ONE major safety risk that can be easily managed, though each day many of us willingly invite this risk into our lives – and the lives of our loved ones. Driving While Distracted is […]
Bespoke Wardrobe, but Threadbare Insurance Coverage?
As this image attests, we can invest a lot of passion and funds in assembling a wardrobe over our lifetime. Those who invest in designer garments, shoes and handbags should make sure their insurance coverage properly protects collections that often represent a significant and highly vulnerable investment. Just as with fine art, couture collections are […]
Don’t let cyber extortion happen to your teen
Digital investigators report an alarming increase in cyber extortion of teenagers by organized criminals based in foreign nations. Extortionists target teens, generally aged 10 to 17, initially con… Source: Don’t let cyber extortion happen to your teen
How to REALLY Prepare for a Hurricane
A colleague once shared with me that she felt ill-prepared for an approaching hurricane, and sought some advice. Offering such advice can be problematic, as I never know quite where to start. For example, I sure don’t want to be that guy who reminds others to have the obvious items —- bottled water, batteries, flashlights, etc. Everyone […]
Your home IS in a flood zone!
After each flooding event, the media reports on the sad plight of homeowners (too many of them) who lost everything, alleging many were uninsured for the risk of flood because “they do not live in a flood zone.” These media reports are WRONG. Everyone lives in a flood zone, the real question is how great is […]
Delivering MORE: Assurex Global Private Client Practice Group
Your lifestyle is unique, as are your insurance and risk management needs. The Partner firms of the Assurex Global Private Client Practice Group provide their clients the flexibility and responsiveness of an independent broker with the shared strength of a global partnership. As independently owned firms, Assurex Global Partners are accountable only to their clients. […]
Risk Insights from The Travelers
Why is it that many insurance providers are happy to recommend a specific insurance policy without first helping consumers to examine their actual risks? Do they even care if saving you X percent in Y minutes leaves you vulnerable to uncovered risks that can threaten your assets? How can insurance providers that lure consumers with […]