Private Risk Intelligence
About Private Risk Advisor
For more than 30 years, Tim O’Brien has worked at the intersection of insurance, risk management, and client advocacy — helping financially successful individuals and families think beyond policies and toward more complete protection strategies.
The Advisor
Meet Tim O’Brien
Tim O’Brien is a veteran insurance industry insider with more than three decades of experience advising financially successful individuals and families on property, liability, and personal risk management. His background includes leadership roles with premier insurance carriers and global brokerage organizations, providing him with rare insight into underwriting philosophy, claims handling practices, and high-net-worth risk exposure.
A Different Philosophy of Risk Management
Private Risk Advisor was created around a simple belief: Most catastrophic losses are not caused solely by lack of insurance — they result from misunderstood exposure, incomplete preparation, and questions clients never knew to ask. This platform exists to elevate the conversation beyond insurance products and toward strategic risk awareness, preparedness, and long-term protection. Insurance is one tool. Risk management is the broader discipline.
The Assurex Global Network
Assurex Global is an exclusive partnership of the world's premier independent insurance agents and brokers. This partnership guarantees global reach with boutique service.
- 600+ Offices
- 6 Continents
Industry Inside, Client-Centric Outside.
Having held key roles with three leading insurance carriers and two global brokers, Tim possesses a rare, insider's perspective on the industry's underwriting and claims practices. This allows him to navigate the nuances of how insurance companies actually operate—insight that few standard retail agents can offer. Today, Tim represents the Private Client Practice Group at Assurex Global. This allows him to deliver proprietary, innovative personal insurance solutions designed specifically to protect the assets and lifestyles of financially successful families and the trusted advisors who serve them.
Expert Commentary, Personal Risk Management
Visitors are welcome to examine my work educating insurance brokers as a Columnist for International Risk Management Institute (IRMI)
Featured Publications
Journal Contribution
The CPA Journal
June 2008
Legal Publication
Legal Resource
The Practical Tax Lawyer
Featured Contributor
Seminars & Speaking
CE Seminar
The Changing Nature of Personal Risk
A continuing education seminar designed to educate advisors on structural vulnerabilities in high-net-worth households.
CE Seminar
Estate Planning for CPAs
Bridging the gap between tax planning, wealth transfer, and physical asset protection.
Interested in having Tim speak to your organization or firm?
Industry Inside, Client-Centric Outside.
Endorsements from leadership at premier carriers.
Industry Inside, Client-Centric Outside.
Endorsements from leadership at premier carriers.