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The definitive thoughts, frameworks, and analyses on modern risk.
If early forecasts from experts stay on track, a monster El Nino is in the works for 2014. Years when El Nino has been very active often reduce the chances of a highly active hurricane season in the Atlantic. Meanwhile, those proximate to the Pacific Ocean are at a greatly increased risk of violent weather […]
Albert Einstein on the topic of problem solving: “If I had an hour to solve a problem and my life depended on the solution, I would spend the first 55 minutes determining the proper question to ask, for once I know the proper question, I could solve the problem in less than five minutes.” As […]
Check this fascinating 3 minute video on You Tube documenting the “best of the winter of 2013-2014” !
Another severe cold spell is expected in our area this week, with temperatures expected to dip into the single digits in some areas, along with heavy snowfall. We receive a lot of good suggestions on preventing home losses from the claims and restoration specialists we work with. The following suggestions were provided to us by […]
A total of 86 current and former members of a fraternity at Yale University are being personally sued in connection with a deadly tailgating crash at the annual Yale-Harvard football game in New Haven in 2011. How is it that the 86 local fraternity members are being sued personally? It seems the insurance carrier of […]
This advice provided by PURE to their member policyholders: The polar vortex caused record-breaking low temperatures this week throughout much of the U.S. With warmer temperatures this weekend, pipes that had become frozen and/or cracked will begin to thaw and could burst. Without proper attention, damaged and melted pipes could channel unwanted water into your […]
Huntington Town Supervisor Frank Petrone is asking residents to take an online survey to help local and county officials re-examine their plans for dealing with natural disasters. The intent is to work with other nearby communities and Suffolk County to develop strategies to reduce losses caused by natural disasters. I’ve taken the 21-question survey, and was generally […]
It is well documented that residential fires increase each year during the Holiday Season. I have had two different friends who lost their homes to fire on Christmas day.. Candles are a big culprit, as well as Christmas tree lights. This was never an issue in the O’Brien household growing up —- my father was […]
I recently read yet another article by a main stream journalist that promised readers “weird new steps” to lower the cost of auto insurance for those with teenage drivers. If you have a teenage driver, this topic can sure stimulate interest! As a parent and insurance insider who has experienced the financial pain associated with […]
These three words exclaim a bold new marketing theme for PURE High Net Worth Insurance. They depict PURE’s deep organizational commitment to deliver insurance not as a commodity, but as an invaluable service to their member policyholders. The words also dare to redefine the expectations consumers should have of their insurance company. Finally, this bold […]