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The definitive thoughts, frameworks, and analyses on modern risk.
This time each year, it seems the media is full of back-to-school protection tips advising parents and college students on how to protect their “stuff”. While the guidance is helpful, these tired articles commonly ignore the host of emerging risks that can expose a family’s assets and jeopardize the welfare of their child. Every […]
I don’t often re-blog another’s post, but this is from a brilliant writer and is well worth sharing.
Ask someone familiar with branding this question, and they will explain a person’s or organization’s name conveys a brand. Good, bad, or unfamiliar, names convey a brand. Donald Trump and Colin Powell. Two very different brands. Ritz Carlton and Hotel 6. Again, two distinctly different brands. Coke and Pepsi. Two brands that are quite similar. […]
FEMA provides a very helpful online tool that allows consumers to complete three easy steps to find the important flood hazard data for virtually any given property. Click here for a link to a FEMA site to see the flood risk data for ANY location that can be found on their highly interactive map. Are there viable risk […]
According to researchers from the U.S. Geological Survey, more than 143 million people residing in the lower 48 United States are vulnerable to earthquakes. The risk for those on the Pacific coast is well known, but those residing in the Rockies, Midwest, New England and parts of the Southeast also face an elevated risk. More […]
Premiums received from all drivers are used by insurance carriers to pay the disproportionate claims caused by bad drivers, which creates a cost impact even for safe drivers. To better understand just how inept some drivers are, check this video from You Tube: https://www.youtube.com/watch?v=Z7FqHJh6Ty4
Check the link below for a great report by NBC News: Security experts warn that cyber criminals are setting up fake WiFi hotspots, luring consumers to hand over the keys to their computers. And travelers are falling for this at an alarming rate. BeAware! http://www.nbcnews.com/nightly-news/video/how-to-protect-yourself-against–free-wifi–scams-415603779813
Too many insurance agents are happy to recommend a specific insurance policy without first helping consumers to examine and understand their actual risks. As always, buyers should beAware! Savvy consumers should ask this question before purchasing an insurance policy: if I do not understand what my risks are, how can I possibly know if the […]
Following is a link to an article I authored for from the International Risk Management Institute, providing over 30 helpful ideas to manage a wide range of personal property and liability risks. Be sure to check the links to MANY MORE helpful ideas from ACE Private Risk Services and Chubb Personal Insurance: http://www.irmi.com/expert/articles/2015/obrien02-personal-risk-management.aspx