PRA to add description of this heading here upon completion.
The definitive thoughts, frameworks, and analyses on modern risk.
I hear this question often from those who doubt a flood can damage their home. As a risk advisor, I understand that for many, the answer is the likelihood of experiencing a flood is low. For those who want to play the odds, this is my best advice: insurance is best used to protect against […]
Too many insurance agents are happy to recommend a specific insurance policy without first helping consumers to examine their actual risks. Savvy consumers should ask this question: if I do not understand what my risks are, how can I determine if the policy you are recommending provides the risk protection I need? Helping consumers to […]
Another one we hear often: “We don’t live near the ocean / bay / a river….so we don’t need flood insurance”. We hear these well-reasoned and logical enough arguments for not buying flood insurance from homeowners ALL the time. I’m sure insurance advisors in Boulder Co. have heard them as well. Then the RAIN started. […]
A post (almost) 9/11 thought: No one is a bigger fan of Brian Williams on NBC News than me. Brian just reminded viewers tonight that 9/11 means the same to today’s generation as Pearl Harbor Day meant to those alive at that time. I wonder…. My most lasting memory of 9/11 is the day after. […]
Sept. 10 is the traditional peak of the hurricane season, yet there haven’t been ANY hurricanes so far this year?? With a Tropical Storm churning away in the eastern Atlantic that is expected to strengthen into a hurricane later today, the absence of hurricanes is vexing given the prediction of an above average and possibly […]
AND — apparently, be careful who arranges to store it for you. As the story below explains, the famed auction house Christie’s is being sued by an insurance carrier, and accused of negligence in storing a large art collection in an unsafe manner. http://www.insurancejournal.com/news/east/2013/08/20/302355.htm
A Powerful new documentary video has been produced that shows the devastating aftermath that can be created when a driver turns their attention to a single, meaningless text. Please consider sharing this with someone in your life who may benefit: http://about.att.com/newsroom/new_documentary_shows_the_aftermath_of_texting_while_driving.html#sthash.wUdDsu25.dpuf
It should come as no surprise that Jet Skis rank highest on the list of watercraft thefts. The National Insurance Crime Bureau (NICB) keeps such statistics, and the number of jet ski thefts is alarming. Perhaps more surprising —- half of all the yachts stolen last year have not been recovered. Is there such a […]
Same stuff / but a NEW location
Cook, Hall & Hyde has agreed to host this blog on our agency's website. Thank you to the almost 7,000 visitors who have reviewed my posts at this site, and please visit my new blog at this address: http://info.chhins.com/private-risk-advisor
Insurance cannot keep you or your family members safe! While still important, insurance merely provides access to funds to help restore us (what we own) to where we were before a covered loss. Too often those of us working in “risk management” focus on helping our clients to protect their assets, but not on understanding and managing the “larger risks”. […]