INSIGHTS ARCHIVE
Risk Intelligence & Strategic Insights
Explore a curated collection of articles on personal risk, cyber exposure, property protection, and the evolving nature of strategic risk management for affluent individuals and families.
PrivateRiskAdvisor Families who decide to personally employ a nanny often fail to understand that their legal obligations as an employer begin the moment their new nanny walks through the front door. Even more dangerous, after years of satisfactory performance, many families regard their nanny not as an employee, but as part of the family. However, […]
Especially over the past decade, several insurance carriers have introduced a wide range of valuable services to help those who collect all sorts of valuables understand their vulnerability to loss and take steps to reduce a wide range of risks. If you want the long story on the many services available, check this article: http://www.irmi.com/expert/articles/2012/obrien11-personal-risk-management.aspx […]
A recent article in ARTnews asserts widespread art losses caused by Hurricane Sandy in lower Manhattan caused a “paradigm shift” for art underwriters. While that characterization is a bit sensationalized, carriers have certainly learned some costly lessons from Sandy (and other recent catastrophic losses) and are revising their underwriting and pricing strategies. The central theme […]
INTERPOL and law enforcement authorities across the globe report that theft and fraud involving priceless and high value art and antiquities is rising. While arranging for quality insurance coverage is one risk management strategy, such coverage only provides for compensation after a loss. Working with third-party providers who offer much more than just insurance coverage, we […]
A colleague once shared with me that she felt ill-prepared for an approaching hurricane, and sought some advice. Offering such advice can be problematic, as I never know quite where to start. For example, I sure don’t want to be that guy who reminds others to have the obvious items —- bottled water, batteries, flashlights, etc. Everyone […]
Equipping your home(s) with wireless video capabilities is now both easy and affordable. With Dropcam, you can have multiple wireless security cameras at a remarkably low-cost. With high-definition live streaming, night vision, two-way talk and mobile apps, it’s now simple to stay connected with the place you call home. Especially for seasonal homeowners, the added security and […]