Predict and Prevent

PRA to add description of this heading here upon completion.

Cornerstone Essays

The definitive thoughts, frameworks, and analyses on modern risk.

Many financially successful individuals and families I meet with become uncomfortable whenever I address this topic. Such discomfort likely stems from the recognition that time and convenience has caused lapses in adhering to the best practices they have agreed will enhance their security. Though I don’t want to be a fear monger, I remind the […]

If Mother Nature was trying to send us a message in 2017, it reminds me of the adage “When Momma ain’t happy, ain’t nobody happy”. Mountains ravaged by wildfires weaponized into a tsunami of mud, boulders, and fallen trees offers this clear message: we’d be wise to heed the lessons of the past and prepare […]

While the answer is a resounding YES, there is a catch. Not surprisingly, the impressive new safety features in modern vehicles first requires the driver to learn how to properly use those features. Perhaps because old habits die hard, many motorists are not deriving a benefit from each of the safety features their vehicle provides. […]

A much bigger PITA is having your private information “hacked”, and then realizing 2FA could have prevented the pain. If you do not already use 2 Factor Authentication, your information is much more vulnerable than it would be with 2FA. Keeping track of passwords is another common PITA. Password manager utilities are a much better solution […]

  With Thanksgiving over, the New Year is fast approaching. From a personal risk management perspective, I can share there is ONE major safety risk that can be easily managed, though each day many of us willingly invite this risk into our lives – and the lives of our loved ones. Driving While Distracted is […]

A colleague once shared with me that she felt ill-prepared for an approaching hurricane, and sought some advice. Offering such advice can be problematic, as I never know quite where to start. For example, I sure don’t want to be that guy who reminds others to have the obvious items —- bottled water, batteries, flashlights, etc. Everyone […]